Banking with Unity Trust Bank
What makes Unity different?
Choosing where your organisation banks is about more than managing money. It’s also a choice about what your money supports and the kind of economy you want to help create.
At Unity, we believe banking can be a force for good. By choosing an ethical bank, your organisation can help support a more inclusive, sustainable and responsible approach to banking. Learn how our ethical approach to banking supports organisations that create positive change and helps your money deliver lasting impact.
Related Resources
We work with organisations that share our values and are committed to creating positive change.
Learn how our approach to banking helps deliver measurable social, economic and environmental impact.
Ethical banking means taking a considered approach to how money is used, with a focus on supporting people, communities and the planet. Discover the real-world impact behind our responsible banking.
Creating positive change is at the heart of what many of our customers do. Explore our Unity Impact Toolkit for practical resources, expert guidance and useful tools to help you measure, manage and strengthen your organisation’s impact.
Your deposits help fund organisations delivering positive change.
That’s why we assess every application against our social impact criteria, looking at the organisation’s mission, activities and the difference it makes in the communities it serves.
We believe in being clear and transparent.
Explore our terms and conditions and service tariff to understand how our accounts work, what’s included and the information you need before joining us.
We’re here to support you every step of the way.
Discover how our switching service helps you move to Unity quickly and smoothly, with no disruption to your day-to-day banking.
Secure 24/7 Online Banking
Online or paper statements
Arranged overdrafts available
Single, dual and triple payments authorisation
Cheque books and paying-in books available
Loans from £250,000 to £40 million
Dedicated lending Relationship Manager
Fixed and variable rate loans and savings
Savings are reinvested in UK projects
Supporting positive social impact
Why choose Unity
We secured an investment‑grade rating of BBB‑ from Fitch Ratings in July 2025, reflecting our financial strength and prudent approach to risk.
In June 2025, we were recognised for leadership in Net Zero finance, following The King’s Award for Enterprise: Sustainable Development in May 2024.
We were awarded the ‘Good Egg’ mark from the responsible finance site, Good With Money, in June 2025, in recognition of our ethical business practices.
We have decades of experience supporting organisations that create positive impact, with specialist knowledge across housing, healthcare, community and social enterprise sectors.
Committed to excellent customer service
Receiving customer feedback is important to help us continually improve the banking experience and ensure our customers are satisfied with the service we provide. In January 2026, we were awarded the Institute of Customer Service ServiceMark accreditation for consistently high levels of customer satisfaction and service quality, recognition based on independent assessment and real customer feedback.
Here’s what our customers are saying on Trustpilot:
Our customers say it best
Save with certainty
Your eligible savings and deposits with Unity Trust Bank are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme. Eligibility criteria and limits apply.
It’s simple, secure and stress-free to switch to us
If you’re ready to switch your Business Current Account to Unity Trust Bank, we’ll make sure it happens like clockwork. The account switch process is guaranteed to take 7 working days or less, and it’s all taken care of by the Current Account Switch Service.