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Terms and Conditions

Our General Terms and Conditions and Standard Service Tariff form part of the agreement between you and Unity Trust Bank.

Please read these documents carefully and keep them for future reference.

General Terms and Conditions

Standard Service Tariff

Fixed Term Deposit Accounts Terms and Conditions

Which fees now include VAT?

Most financial transactions are exempt from VAT however, the fees and charges that incur VAT are:

  • Audit Letter
  • Certificate of Balance
  • Banker’s reference/status enquiry

Where can I find more information about VAT?

For more information about VAT please visit the HMRC website

Why has Unity become VAT registered?

Most financial transactions are VAT exempt, however, due to our continued growth and the broadening of Unity’s service offering, we now meet the threshold for VAT registration. We have been VAT registered with effect from 1 October 2021.

What is Unity’s VAT number?

Unity’s VAT number is 396 0101 10.


It’s simple, secure and stress-free to switch to us

If you’re ready to switch your Business Current Account to Unity Trust Bank, we’ll make sure it happens like clockwork. It’s guaranteed to take 7 working days, it’s free, and it’s all taken care of by the Current Account Switch Service.

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