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Business Loans

Whether you are looking for a commercial loan or a property loan, we help customers achieve their ambitions and have a positive impact

Lending that creates positive change

At Unity Trust Bank, we provide finance for businesses and organisations that want to create a better society.

If you need a business loan to help your organisation deliver real change, we can support you in a variety of ways including:

  • Loans for refinancing
  • Loans for business acquisitions
  • Loans for property purchases
  • Loans for refurbishments

LSB Standards of Lending PracticeStandards of Lending Practice

As a lender we have commited to follow the Standards of Lending Practice for business customers. By adhering to the Standards we are demonstrating a commitment to ensuring that our customers are treated fairly.

Key features

Variable rate borrowing options

Experienced Relationship Management team spread across the UK

Specialist sector knowledge

Clear, transparent, and competitive pricing

UK-based call and business processing centres

Product information

Amount available
Variable: Between £250k and £20m
Loan-to-value
Typically up to 70%
Repayment period
Typically up to 20 years
Interest Rate
Negotiated terms
Fees
Typically 1.5% of the loan value plus legal and valuation fees

If the security provided is against a property or assets that you own, please remember that these may be repossessed if you do not keep up repayments on your loan.

Relationship Managers

Unity Trust Bank has a dedicated team of Relationship Managers throughout the UK who have specialist sector knowledge and experience. When you borrow from us, one of our experts will take the time to understand your business and its requirements in order to provide the right finance for you. You will also benefit from continuous one-to-one support from your Relationship Manager.

Customer Stories

Hazel Tree Montessori Nursery

“I’m delighted to refinance with Unity. They are a very good fit for my portfolio from a social marketing side. Other banks were interested, but the whole bureaucracy of asking for something and it taking six months to sort out put me off. I like the old-fashioned way of being able to speak to someone and it getting done immediately.”

Danielle Hignett
Hazel Tree Montessori Nursery

Little Learners

“When my loan agreement came up for renewal, I decided to switch to Unity as it gave my business the ability to grow at the pace I want. Unity offers a new concept in banking – it’s entrepreneurial, has good ethical grounding and an appetite for things that are relevant in the marketplace.”

Lyndsay Grant
Little Learners

Teddy Towers

“Unity offered a good rate of interest and I like the fact that I have a relationship manager who I can phone if I need to. Unity’s values attracted me too because they fit in with what I’m trying to achieve at the nursery.”

Victoria Adams
Teddy Towers

Interested in a business loan?

If your organisation is committed to creating social good, we’re always ready to discuss how we might be able to help.

Here are some of the sectors we support

zebra crossing with lolly pop crossing assistant

Trade Unions

We’re the leading UK bank for trade unions and understand exactly what your organisation needs

Charities

Our products and services are specifically tailored to make it easier for you to create social good

Businesses and Organisations

We understand your banking needs and can provide the support and products you need to help your business grow
jigsaw childcare session

Education

From early years through to higher education, organisations choose Unity Trust Bank because of our specialist sector knowledge

Protecting Your Money

It’s good to know that your eligible savings with Unity Trust Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme. You can read more about your savings protection here.

FSCS Protected

It’s simple, secure and stress-free to switch to us

If you’re ready to switch your Business Current Account to Unity Trust Bank, we’ll make sure it happens like clockwork. It’s guaranteed to take 7 working days, it’s free, and it’s all taken care of by the Current Account Switch Service.

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