Impact Toolkit  Login
Unity Trust Bank - Homepage
Apply Now

Why Who You Bank With Matters

When you stand for something, your money should too.

Home » Impact Hub » Why Who You Bank With Matters

Finance that reflects you

Every deposit your organisation makes has power. It represents an opportunity to create visible, measurable social impact.

When most people choose a bank, they focus on rates, apps and convenience. But behind every account, loan and business transaction is a financial institution using your money to shape the world. That’s why who you bank with really matters – choosing the right bank means choosing the kind of future you want to help build.

At Unity, we help you turn values into action and money into mission by:

Delivering measurable social, economic or environmental impact

Your deposits with Unity don’t just sit on a balance sheet, they go to work funding community initiatives and social change.

Working with customers who share our values to fund real change

You deserve a bank that speaks your language, not just a call centre or a chatbot. We offer real relationships, built on real understanding of your world.

  • No ‘one-size-fits-all’, tailored deposit solutions for every organisation.
  • Support that aligns with your governance and trustee requirements.
  • Backed by decades of ethical banking experience.

Over half of our lending goes to areas of high deprivation, helping local economies break out of cycles of low growth and low confidence. Our annual Impact Report demonstrates how our funding reaches those who need it most, ensuring that finance delivers real, measurable benefits to communities.

Investing profits into housing, healthcare, education and community growth

We’re not an Environmental, Social and Governance (ESG) sideline. We’re a bank with a social mission baked into everything we do, and we’ve been doing it for 40 years.

  • 100% of our lending goes to organisations making a positive impact.
  • No investment in harmful industries. Ever.
  • Governance grounded in values. No shareholder pressure. No sales-driven bonuses.
  • Supporting over 1,400* charities and social enterprises nationwide.

* as at 12/2025

Carbon Footprint and Net Zero

We’re committed to helping customers on their journey to Net Zero. From financing sustainable housing and renewables to supporting community energy projects, we focus our lending where it accelerates decarbonisation and drives long-term environmental change across the UK.
Find out more about Carbon Footprint and Net Zero

Lending where it’s needed most

We lend where finance can make the greatest difference, supporting organisations that create jobs, homes, and opportunities in underserved communities. Every loan is assessed for measurable social impact against the United Nations Sustainable Development Goals (UN SDGs), ensuring your money helps deliver lasting value where it matters most.
Find out more about Lending where it’s needed most

Knowing where your money goes

You deserve to know where your money goes. Our impact reporting shows exactly how your deposits help fund housing, education, healthcare and community projects, directly supporting the places and people who need it most. Transparency is at the heart of how we build trust and deliver meaningful impact.
Find out more about Knowing where your money goes

Find out how your money can make a difference

Explore our Impact Toolkit to learn practical ways your organisation can support positive outcomes in the communities it serves.

Explore our Impact Toolkit

What our customers say about banking with Unity

Access – The Foundation for Social Investment

“It was a no brainer for Access to choose to work with an ethical bank that shares our values… it's about doubling up on impact.”

Chloe Stables, Director of Partnerships and Advocacy, Access

Read more about Access – The Foundation for Social Investment

Canopy Housing

“Mike and the team have been incredibly supportive throughout this process. It is always a squeeze getting innovative projects like this over the line. Having a supportive banking partner like Unity who believe in what we are trying to do is crucial.”

David Nugent, Chief Executive

Read more about Canopy Housing

Durham Miners Association

“Unity is unique in the fact that it's based on the trade union movement and its ethos is to help communities.”

David Temple, Director of Durham Miners Association

Read more about Durham Miners Association

Choose a bank that shares your values

For over 40 years, we’ve delivered strong returns while funding sectors that make a real difference, from housing and healthcare to education and community growth. Our current accounts, savings accounts and responsible lending enable organisations like yours to make a lasting difference in their local communities.

Explore more on Impact