Scale your banking with your business needs
No matter what the size of your organisation, our current account can support your daily banking needs. Plus with simple and clear statement reporting, you’ll have visibility of your account fees, putting you in control of your finances.
You can bank on us to make a difference to society. At Unity Trust Bank, we invest your deposits in projects that help UK communities to thrive.
Banking with us means you can:
- Manage your account online and benefit from useful features and a simple navigation with our Online Banking service.
- Receive one-to-one support from a Relationship Manager* – a sector specialist who takes the time to get to know your organisation.
- Use Unity’s charge card solution, the Unity Corporate MultiPay Card, to monitor cardholder spend and set transactional limits.
- Pay in cash and cheques on the high-street at your local NatWest, RBS and Ulster Bank, and cash only at the Post Office.
- Receive clear and transparent monthly fees.
- Access payment services such as BACS, Accepting Card Payments, International Payments and Bulk Faster Payments.
- Cover unexpected payments with an arranged overdraft**. Contact us to apply for an overdraft or to find out more.
- Plan for the future with access to our range of Savings Accounts.
*Relationship Managers are available for eligible customers only. This includes accounts that have an annual turnover of more than £2,000,000 (Tier 3).
** Overdrafts are subject to our eligibility criteria. Please refer to our Key Features Document for more information.
***Please note there is an initial deposit of £50 (by electronic payment) required to open a T1, T2 or T3 current account. There is a monthly fee of £6 for maintaining a T1, T2 or T3 current Account.
Go Paperless!
As part of our commitment to sustainability and the environment you can choose to receive online statements and we’ll notify you by email or SMS when they’re available. Call us on 0345 140 1000 to switch to paperless statements.
How much does it cost?
Our Business Current Account is priced using three Tiers based on your annual customer turnover, and prices start from just £6 a month.
Our Loan Servicing Account is a free account that is solely used to manage your loan repayments only.
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Unity T1 Current Account
Key features
- 24/7 Online Banking – fast, secure and easy to use
- UK-based call centre
- Choose online or paper statements
- Cheque book and paying-in book (upon request)
- Stay secure – single, dual and triple authorisation of payments available through online banking
- Pay in cash and cheques at your local NatWest, RBS and Ulster Bank, and cash only at the Post Office
- Apply for an arranged Overdraft – subject to eligibility criteria. Contact us to find out more
Product information
- Customer turnover***: Under £100k
- Monthly Fee: £6 per month
- Credit Interest Rate: 0% AER – Annual
- Relationship Manager: Not available
- Transaction Fees: Free
- Other fees and charges: Like other banks, charges apply for additional services such as duplicate statements, drafts, and international payments.
Please read our Standard Service Tariff for full information relating to all of Unity’s fees and charges.
***Customer turnover is the total value of payments received into your Unity Business Current Account, excluding internal transfers, in a 12-month period.
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Unity T2 Current Account
Key features
- 24/7 Online Banking – fast, secure and easy to use
- UK-based call centre
- Choose online or paper statements
- Cheque book and paying-in book (upon request)
- Stay secure – single, dual and triple authorisation of payments available through online banking
- Pay in cash and cheques at your local NatWest, RBS and Ulster Bank, and cash only at the Post Office
- Apply for an arranged Overdraft – subject to eligibility criteria. Contact us to find out more
Product information
- Customer turnover***: £100k to £2 million
- Monthly Fee: £6 per month
- Credit Interest Rate: 0% AER – Annual
- Relationship Manager: Not available
- Transaction Fees: 15p per transaction
- Other fees and charges: Like other banks, charges apply for additional services such as duplicate statements, drafts, and international payments.
Please read our Standard Service Tariff for full information relating to all of Unity’s fees and charges.
***Customer turnover is the total value of payments received into your Unity Business Current Account, excluding internal transfers, in a 12-month period.
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Unity T3 Current Account
Key features
- Dedicated account Relationship Manager
- Fee and charging cycle negotiable
- 24/7 Online Banking – fast, secure and easy to use
- UK-based call centre
- Choose online or paper statements
- Cheque book and paying-in book (upon request)
- Stay secure – single, dual and triple authorisation of payments available through online banking
- Pay in cash and cheques at your local NatWest, RBS and Ulster Bank, and cash only at the Post Office
- Apply for an arranged Overdraft – subject to eligibility criteria. Contact us to find out more
Product information
- Customer turnover***: Over £2 million
- Monthly Fee: £6 per month
- Credit Interest Rate: 0% AER – Annual
- Relationship Manager: Included
- Transaction Fees: Individual transaction cost negotiated across 3 transaction types:
- Automated payments
- Faster payments
- Manual transactions
- Other fees and charges: Like other banks, charges apply for additional services such as duplicate statements, drafts, and international payments.
Please read our Standard Service Tariff for full information relating to all of Unity’s fees and charges.
***Customer turnover is the total value of payments received into your Unity Business Current Account, excluding internal transfers, in a 12-month period.
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Unity T0 Loan Servicing Account
Key features
- Dedicated account Relationship Manager
- 24/7 Online Banking – fast, secure and easy to use
- UK-based call centre
- Choose online or paper statements
Product information
- Customer turnover***: no restriction on the total value of payments received into your Unity Business Current Account to service your loan repayments.
- Monthly Fee: Free
- Credit Interest Rate: 0% AER – Annual
- Relationship Manager: Included
- Other fees and charges: Like other banks, charges apply for additional services such as duplicate statements or unauthorised overdraft interest charges.
Please read our Standard Service Tariff for full information relating to all of Unity’s fees and charges.
***Customer turnover is the total value of payments received into your Unity Business Current Account, excluding internal transfers, in a 12-month period.
Please contact your Relationship Manager to apply.
Save with certainty
It’s good to know that your eligible savings with Unity Trust Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme. You can read more about your savings protection here.
How do I apply?
Apply online today or call 03451 559 933.
If you have any questions about the information and documents you’ll need, please visit our Account Opening FAQs.
Switch to simple business banking today
Switch to simple business banking todayThe Current Account Switch Service makes moving your everyday business banking to Unity easy and reliable. Just choose the date and accounts you want to switch to us, and we’ll do the rest:
- We’ll close your existing account for you
- We’ll contact your existing bank for a list of your Direct Debit and Standing Order payments
- All completed in 7 days and backed by the Current Account Switch Guarantee
We publish quarterly figures showing how quickly we open business current accounts and provide access to our internet banking. The latest figures are available at service information.
Do your bit for social change
If you’re a socially minded organisation, you’ll like Unity Trust Bank. When you bank with us, you help to contribute to positive economic, community and social change.
Save, borrow and make a difference
Our focus is on financial sustainability and positive social impact. Whether your organisation wants to save or borrow, you could create jobs or fund social projects at the same time.
It’s simple, secure and stress-free to switch to us
If you’re ready to switch your Business Current Account to Unity Trust Bank, we’ll make sure it happens like clockwork. It’s guaranteed to take 7 working days, it’s free, and it’s all taken care of by the Current Account Switch Service.