Current Accounts

Ready to open an account?

Our current accounts put you in control of your finances – with access to internet and telephone banking.

Our online banking is fast, secure and easy to use and lets you manage your money 24/7 (subject to maintenance periods), with the option to set up single, dual and triple authority of payments.

Telephone banking is delivered by our dedicated UK based customer service team, with over 90% of calls dealt with by the first person you speak to – so you know you’re in good hands.

We believe in being straightforward. Our simple and transparent pricing structure ensures that when it comes to charges – you know exactly what you’re paying and when.

Please note – we do not offer a debit card for our current accounts, you can pay in, or withdraw cash from your local NatWest (England and Wales), RBS (Scotland) or Ulster Bank (Northern Ireland) branch, or we can set up a Post Office Cash Account card for you to pay in cash at a Post Office convenient to you.

We have also partnered with Lloyds Bank and MasterCard® to bring you the Unity Corporate MultiPay Card

Select your annual turnover from the tabs below to see the current account available to you.

Please note that annual turnover is calculated at a customer level and charges are applied per account.

We publish quarterly figures showing how quickly we open business current accounts and provide access to our internet banking. The latest figures are available here.

• Under £100k

  Unity Current Account

  

  Key features

  • 24/7 Online Banking – fast, secure and easy to use
  • UK based call centre – 90% of calls are resolved by the first person you speak to
  • Choose online or paper statements
  • Cheque book and paying-in book (upon request)
  • Stay secure – single, dual and triple authorisation of payments available through online banking
  • For organisations with an annual turnover up to £100k

  Product information

  • Credit turnover per annum: Under £100k
  • Account name: Unity Current Account
  • Fee: £6 per month
  • Charged: Quarterly
  • Opening deposit: Minimum £500
  • Interest: No credit interest paid
  • Note: We do not offer a debit card for our current accounts

  Apply
• £100k to £2m

  Unity Current Account

  

  Key features

  • 24/7 Online Banking – fast, secure and easy to use
  • UK based call centre – 90% of calls are resolved by the first person you speak to
  • Choose online or paper statements
  • Cheque book and paying-in book (upon request)
  • Stay secure – single, dual and triple authorisation of payments available through online banking
  • For organisations with an annual turnover between £100k and £2m

  Product information

  • Credit turnover per annum: £100k – £2m
  • Account name: Unity Current Account
  • Fee: £6 per month plus 15p per individual credit and debit transaction
  • Charged: Quarterly
  • Opening deposit: Minimum £500
  • Interest: No credit interest paid
  • Note: We do not offer a debit card for our current accounts

  Apply
• Above £2m

  Unity Custom Account

  

  Key features

  • Dedicated account Relationship Manager
  • Fee and charging cycle negotiable
  • 24/7 Online Banking – fast, secure and easy to use
  • UK based call centre – 90% of calls are resolved by the first person you speak to
  • Choose online or paper statements
  • Cheque book and paying-in book (upon request)
  • Stay secure – single, dual and triple authorisation of payments available through online banking
  • For organisations with an annual turnover above £2m

  Product information

  • Credit turnover per annum: £2m+
  • Account name: Unity Custom Account
  • Fee: Negotiated terms
  • Charged: Negotiated terms
  • Opening deposit: Minimum £500
  • Interest: No credit interest paid
  • Note: We do not offer a debit card for our current accounts

  Apply