Current Accounts

Register your interest

Unity Trust Bank has experienced an unprecedented busy period recently, partly due to the success of our business current account offering and the high volume of new customer applications.

Regrettably, we have a number of customer-facing team members on leave for personal and family illness reasons at the moment and customers are experiencing longer response times than we would expect.

We pride ourselves on providing exceptionally high levels of customer satisfaction, so in order to ensure that the high number of existing applications are processed efficiently, we will temporarily limit processing new account applications between December 1 and 31.

If you would like to open an account, please register your details below and we will get back to you in January.

We apologise for any inconvenience that this may cause and would like to reassure customers that this is a temporary measure and we fully expect to welcome new applications from Tuesday, January 4, 2022.

Select your annual turnover from the tabs below to see the current account available to you.

We remain fully open for business; however, our customer service team are currently processing a larger volume of applications than usual, which may lead to a small delay in processing your application. We appreciate your patience during this time and apologise for any inconvenience this may cause.

If you have any questions about the information and documents you’ll need to open your Unity account, please visit our FAQs.

Please note that annual turnover is calculated at a customer level and charges are applied per account.

We publish quarterly figures showing how quickly we open business current accounts and provide access to our internet banking. The latest figures are available at www.unity.co.uk/service-information/

• Under £100k

  Unity T1 Current Account

  Key features

  • 24/7 Online Banking – fast, secure and easy to use
  • UK based call centre – 90% of calls are resolved by the first person you speak to
  • Choose online or paper statements
  • Cheque book and paying-in book (upon request)
  • Stay secure – single, dual and triple authorisation of payments available through online banking
  • Paying in cash only at your local Post Office
  • Paying in cash & cheques at your local NatWest, RBS and Ulster Bank branches
  • For organisations with an annual turnover up to £100k

  Product information

  • Credit turnover per annum: Under £100k
  • Account name: Unity Current Account
  • Fee: £6 per month
  • Charged: Quarterly
  • Opening deposit: Minimum £500
  • Interest: No credit interest paid
  • Note: We do not offer a debit card for our current accounts
• £100k to £2m

  Unity T2 Current Account

  Key features

  • 24/7 Online Banking – fast, secure and easy to use
  • UK based call centre – 90% of calls are resolved by the first person you speak to
  • Choose online or paper statements
  • Cheque book and paying-in book (upon request)
  • Stay secure – single, dual and triple authorisation of payments available through online banking
  • Paying in cash only at your local Post Office
  • Paying in cash & cheques at your local NatWest, RBS and Ulster Bank branches
  • For organisations with an annual turnover between £100k and £2m

  Product information

  • Credit turnover per annum: £100k – £2m
  • Account name: Unity Current Account
  • Fee: £6 per month plus 15p per individual credit and debit transaction
  • Charged: Quarterly
  • Opening deposit: Minimum £500
  • Interest: No credit interest paid
  • Note: We do not offer a debit card for our current accounts
• Above £2m

  Unity Custom Account

  Key features

  • Dedicated account Relationship Manager
  • Fee and charging cycle negotiable
  • 24/7 Online Banking – fast, secure and easy to use
  • UK based call centre – 90% of calls are resolved by the first person you speak to
  • Choose online or paper statements
  • Cheque book and paying-in book (upon request)
  • Stay secure – single, dual and triple authorisation of payments available through online banking
  • Paying in cash only at your local Post Office
  • Paying in cash & cheques at your local NatWest, RBS and Ulster Bank branches
  • For organisations with an annual turnover above £2m

  Product information

  • Credit turnover per annum: £2m+
  • Account name: Unity Custom Account
  • Fee: Negotiated terms
  • Charged: Negotiated terms
  • Opening deposit: Minimum £500
  • Interest: No credit interest paid
  • Note: We do not offer a debit card for our current accounts