Ready to open an account?
Our current accounts put you in control of your finances – with access to internet and telephone banking.
Our online banking is fast, secure and easy to use and lets you manage your money 24/7 (subject to maintenance periods), with the option to set up single, dual and triple authority of payments.
Telephone banking is delivered by our dedicated UK based customer service team, with over 90% of calls dealt with by the first person you speak to – so you know you’re in good hands.
We believe in being straightforward. Our simple and transparent pricing structure ensures that when it comes to charges – you know exactly what you’re paying and when.
Please note – we do not offer a debit card for our current accounts, you can pay in, or withdraw cash from your local NatWest (England and Wales), RBS (Scotland) or Ulster Bank (Northern Ireland) branch, or we can set up a Post Office Cash Account card for you to pay in cash at a Post Office convenient to you.
We have also partnered with Lloyds Bank and MasterCard® to bring you the Unity Corporate MultiPay Card
Select your annual turnover from the tabs below to see the current account available to you.
We remain fully open for business; however, our customer service team are currently processing a larger volume of applications than usual, which may lead to a small delay in processing your application. We appreciate your patience during this time and apologise for any inconvenience this may cause.
If you have any questions about the information and documents you’ll need to open your Unity account, please visit our FAQs.
Please note that annual turnover is calculated at a customer level and charges are applied per account.
We publish quarterly figures showing how quickly we open business current accounts and provide access to our internet banking. The latest figures are available at www.unity.co.uk/service-information/
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Under £100k
Unity T1 Current Account
Key features
- 24/7 Online Banking – fast, secure and easy to use
- UK based call centre – 90% of calls are resolved by the first person you speak to
- Choose online or paper statements
- Cheque book and paying-in book (upon request)
- Stay secure – single, dual and triple authorisation of payments available through online banking
- Paying in cash only at your local Post Office
- Paying in cash & cheques at your local NatWest, RBS and Ulster Bank branches
- For organisations with an annual turnover up to £100k
Product information
- Credit turnover per annum: Under £100k
- Account name: Unity Current Account
- Fee: £6 per month
- Charged: Quarterly
- Opening deposit: Minimum £500
- Interest: No credit interest paid
- Note: We do not offer a debit card for our current accounts
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£100k to £2m
Unity T2 Current Account
Key features
- 24/7 Online Banking – fast, secure and easy to use
- UK based call centre – 90% of calls are resolved by the first person you speak to
- Choose online or paper statements
- Cheque book and paying-in book (upon request)
- Stay secure – single, dual and triple authorisation of payments available through online banking
- Paying in cash only at your local Post Office
- Paying in cash & cheques at your local NatWest, RBS and Ulster Bank branches
- For organisations with an annual turnover between £100k and £2m
Product information
- Credit turnover per annum: £100k – £2m
- Account name: Unity Current Account
- Fee: £6 per month plus 15p per individual credit and debit transaction
- Charged: Quarterly
- Opening deposit: Minimum £500
- Interest: No credit interest paid
- Note: We do not offer a debit card for our current accounts
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Above £2m
Unity Custom Account
Key features
- Dedicated account Relationship Manager
- Fee and charging cycle negotiable
- 24/7 Online Banking – fast, secure and easy to use
- UK based call centre – 90% of calls are resolved by the first person you speak to
- Choose online or paper statements
- Cheque book and paying-in book (upon request)
- Stay secure – single, dual and triple authorisation of payments available through online banking
- Paying in cash only at your local Post Office
- Paying in cash & cheques at your local NatWest, RBS and Ulster Bank branches
- For organisations with an annual turnover above £2m
Product information
- Credit turnover per annum: £2m+
- Account name: Unity Custom Account
- Fee: Negotiated terms
- Charged: Negotiated terms
- Opening deposit: Minimum £500
- Interest: No credit interest paid
- Note: We do not offer a debit card for our current accounts
The Current Account Switch Service makes switching from one bank or building society to another simple and stress-free.
To find out more, download the Current Account Switch Guarantee.
Switching made simple
By switching your bank account to Unity you’ll be helping to create a better society. You’ll also benefit from 24/7 access to your account using our Internet Banking service.
Our free account switcher service makes the process as easy as possible:
- We’ll close your existing account for you.
- We contact your existing bank for a list of your Direct Debit and Standing Order payments for the account you’re switching from.
- You select the accounts you want us to move to us.
Switch to us
How we make a difference
We are a bank established to serve the needs of our customers and enrich society as a whole. We work with organisations that aim to have a positive impact on society through economic, community or social change.
Our people support charities and communities through our ‘Unity in the Community’ (UitC) programme. The Unity team is actively involved in volunteering and fundraising events organised throughout the year. Good causes are nominated by our people to receive donations.
To find out more about how we make a difference, view our Impact Report 2020.
Case studies