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Commercial loans and property development funding are available for a range of purposes. Whether you’re looking to buy or build a new property, or to refurbish or expand your existing one we have the expertise to work with you and develop a tailored loan solution that will help your organisation achieve its ambitions.  And, if you do take a Unity loan, you’ll enjoy the services of a dedicated and experienced Relationship Manager.

Loans are tailored on an individual basis. For guidance:

Amount available Between £150k and £10m
Loan-to-value Typically up to 70%
Interest rate Typically between 2% and 3% above Unity Trust Bank base rate for up to ten years
Fees Typically 1.5% of the loan value plus legal and valuation fees

If the security provided is against a property or assets that you own, please remember that these may be repossessed if you do not keep up repayments on your loan.

We offer loans to cover a wide range of possible needs, including:

  • Refinance
  • Property Purchase
  • Acquisition finance
  • Property refurbishment
  • Property Development
  • 100% Loan Finance – if you are a social enterprise or charity that requires a loan for a financially sustainable project, but does not have the capital for a deposit, we may be able to help. We work with Big Issue Invest to provide 100% of the finance you require.


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We’re always ready to discuss your organisation’s borrowing needs and how we might be able to help.

Our focus is on financial sustainability and positive social impact so if your organisation is seeking a loan that will create jobs or bring wider economic, social or environmental benefit we’d like to talk to you.


Get in touch today

To talk to a lending expert or for more information email