Skip to Main Content Increase Contrast Accessibility Help

Savings Account

A Unity Trust Bank savings account is ideal for building up your business reserves, so you’ll have funding to pay for new equipment, bills or an expansion plan when you need it the most.

Our savings accounts allow your business to earn interest from your savings and make a real difference to society. We only fund socially minded organisations, so you can be safe in the knowledge that by saving with us, you’re helping others to make a difference too.

You’ll be able to access your account 24 hours a day from anywhere in the world and you won’t incur an account fee.

Please note, these accounts are not designed for transactional banking – they cannot be used to make payments through internet banking and to withdraw available funds you will need to request a transfer to an internal or external account.

Register your interest

As a result of the large number of new account applications and the high volume of calls into our call centre, our customers are unfortunately experiencing delays and longer wait times than is typical of our service. We have introduced several measures to resolve the situation and while these are starting to take effect it may be a little while longer before we can return to the normal high levels of service on which we pride ourselves.

Accordingly, we have temporarily limited accepting new account applications to ensure that all existing applications can be processed efficiently.

If you would like to open an account, please register your details below and we will get back to you as soon as we can.

Are you an existing customer
  • Instant Access
    • Fee: Free
    • Interest Net Rate*: 0.12%
    • Interest Gross Rate**: 0.15%
    • Interest AER***: 0.15%

    * Net Rate is the amount of interest you will receive if your organisation pays tax at source.
    ** Gross Rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
    *** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.

  • 30 Day Deposit
    • Fee: Free
    • Minimum Deposit: £2m
    • Deposit Term: 30 days*
    • Interest Rate: Available upon request

    * Fixed Term 30 days with no access within this period

  • 90 Day Deposit
    • Fee: Free
    • Minimum Deposit: £500K
    • Deposit Term: 90 days*
    • Interest Rate: Available upon request

    * Fixed Term 90 days with no access within this period

Switching made simple

By switching your bank account to Unity you’ll be helping to create a better society.  You’ll also benefit from 24/7 access to your account using our Internet Banking service.

Our free account switcher service makes the process as easy as possible:

  • We’ll close your existing account for you.
  • We contact your existing bank for a list of your Direct Debit and Standing Order payments for the account you’re switching from.
  • You select the accounts you want us to move to us.

Switch to us

How we make a difference

We are a bank established to serve the needs of our customers and enrich society as a whole.  We work with organisations that aim to have a positive impact on society through economic, community or social change.

Our people support charities and communities through our ‘Unity in the Community’ (UitC) programme.  The Unity team is actively involved in volunteering and fundraising events  organised throughout the year.  Good causes are nominated by our people to receive donations.

To find out more about how we make a difference, view our Impact Report 2020. 

Case studies