Savings Accounts
Selecting the right Business Savings account for you
Unity Trust Bank offers a range of business savings accounts to suit your organisation and earn you interest. The money you deposit will, in turn, help us to help other organisations make a real difference to society. Select the options below to learn more about our savings accounts.
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A Fixed Term Deposit Account could be for you if you’re happy to leave your money untouched for a fixed period and receive interest at maturity, want to save a lump sum of £50K or more rather than making regular deposits, and want certainty of what interest you will earn on your savings.
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If your business will be adding to the account or needs to access savings before the end of the term, or you don’t have easily accessible funds to deal with emergencies, our Instant Access Savings account could be the account for you.
Compare our Fixed Term Deposit and Instant Access Accounts
12-Month Fixed Term
30-Day Deposit
90-Day Deposit
3.16% Gross/AER* (£10m+)
6-Month Fixed Term
Instant Access
Please see specific terms and conditions of account for more information.
Our savings accounts, including fixed term and instant access, are not designed for transactional banking. This means you cannot use them to make payments, or withdraw** funds, through Online Banking.
In exceptional circumstances, if you wish to make a payment or withdraw funds you will need to request a transfer to an internal or external account, for which there may be a fee*** or loss of interest.
* AER stands for Annual Equivalent Rate and illustrates the interest rate if interest was paid and compounded each year.
** For Fixed Term deposit accounts you will not be able to access the funds early unless we are satisfied that exceptional circumstances exist such as, but not limited to, death of a sole trader or member of a partnership, exceptional financial difficulty, or vulnerability. If we grant early termination the interest rate applied for the entire period will be the rate of Default Interest outlined on the Product Information Page on the date you opened the Account.
*** Fees can be accessed in the Standard Service Tariff
Ready to apply for a Unity Business Savings account?
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Select a Savings account most suited to your organisation’s needs using the options above.
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You will need to hold either a Unity Current Account or Instant Access Savings Account to progress your application. You can apply for one online, free of charge.
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If you already have a servicing account with Unity, complete and sign the appropriate Savings application form and submit along with any supporting documentation:
Apply for a Fixed Term Deposit Account Apply for a Instant Access Savings Account -
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We will be in touch by email to progress your application.
Apply for a Got a question?
Protecting Your Money
It’s good to know that your eligible savings with Unity Trust Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme. You can read more about your savings protection here.
