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90-Day Fixed Term Deposit Account

Grow your savings whilst growing your business with our competitive business savings rates.

  • 3.06% Interest Rate* (£85k to £10 million), 3.16% Interest Rate* (£10m and above) (as of December 2023)
  • 90 day fixed term (no access)
  • Your money is FSCS protected, up to £85,000

Apply now

All Fixed Term Deposits require a Servicing Account. If you do not already hold either a Unity Current Account or Instant Access Savings Account, apply for one online.
Applications are subject to our eligibility criteria. Please refer to our Key Features Document for more information.

Key Features

Minimum deposit

£85k to £10 million:

£85k

£10 million and above:

£10m

Maximum deposit

£85k to £10 million:

£10m

£10 million and above:

None

Gross rate**/AER***

£85k to £10 million:

3.06%

£10 million and above:

3.16%

Fee

 

Free

*Interest rate is the fixed or variable rate of interest earnt per year expressed as a percentage and which is subject to terms and conditions, may be varied or withdrawn by the Bank at any time and without notice.
**Gross Rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
***AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.

 

Additional Information

  • What is an interest rate?

    “Interest Rate” is the fixed or variable rate of Interest earnt per year expressed as a percentage and which subject to terms and conditions, may be varied or withdrawn by the Bank at any time and without notice.

  • Can Unity change the interest rate?

    Once the Savings account is open, the interest rate is fixed for the term.

  • How do I open and manage the account?

    To open the account, you must hold either a Unity Current Account or Instant Access Savings Account. You can apply for one online.

    Once your servicing account is open, you can apply for a Savings account and manage this through Online Banking. Applications are subject to our eligibility criteria. Please refer to our Key Features Document for more information

  • Can I withdraw my money?

    There is no access to the funds for the fixed term period.