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Instant Access Savings Account

Grow your savings whilst growing your business with our competitive business savings rates.

  • 2.50% Interest Rate (as of 09/12/2024)
  • Variable access with no notice of withdrawal required
  • Your money is FSCS protected, up to £85,000

Apply now

Our instant access business savings account applications are subject to our eligibility criteria. Please refer to our Key Features Document for more information.

Key Features

Minimum deposit

None

Maximum deposit

None

Gross rate**/AER***

2.50% / 2.52%

Fee

Free

*Interest rate is the fixed or variable rate of interest earnt per year expressed as a percentage and which is subject to terms and conditions, may be varied or withdrawn by the Bank at any time and without notice.
**Gross Rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
***AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.

 

Additional Information

  • What is an interest rate?

    “Interest Rate” is the fixed or variable rate of Interest earnt per year expressed as a percentage and which subject to terms and conditions, may be varied or withdrawn by the Bank at any time and without notice.

  • Can Unity change the interest rate?

    The interest rate is variable and may be altered in accordance with our Terms and Conditions for Business Savings Accounts.

  • How do I open and manage the account?

    You can apply for an account online. Once your account is open, you can manage it through Online Banking. Applications are subject to our eligibility criteria. Please refer to our Key Features Document for more information.

  • When can I access my funds?

    Unlimited withdrawals – you can access your funds at any time with no notice of withdrawal required. Withdrawals and deposits can be made at any time to and from your nominated account only.