Who we are

We offer commercial banking to organisations who are helping to create a better society.

A bank with purpose

Unity Trust Bank is a UK bank established in 1984. Since then, our aim has stayed the same: to use banking to help create a better society. We work with organisations that share our values and make a positive difference to local communities and the planet.

Our double bottom line

We believe that you don’t have to put financial return over social impact and environmental value – we believe that they work together.

That’s why we judge our success in two ways: how well we do as a bank and the impact of our work. This is called our ‘double bottom line’ approach.

How we create positive impact

  • Every deposit you make helps fund ethical loans that support businesses, strengthen communities, and help social projects grow. This means that even when your money is simply sitting in your account, it is still helping to make the world a better place.
  • Every loan we agree to is linked to one or more of the United Nations Sustainable Development Goals. We check the social value each loan creates so we know the impact is real and measurable.
  • Every grant we give supports organisations and projects that make a positive difference across the UK. Our Unity Impact Grants help customers create change in their local communities.

Organisations that bank with us help towards measurable social value and community-driven impact, strengthening society and supporting a more sustainable future. This is why who you bank with truly matters.

Learn more about our Impact

Explore the Unity Impact Hub to understand the difference our lending creates.

 

Learn more about your Impact

Use our handy Impact Toolkit to measure and grow your organisation’s own impact.

 

What makes us different

Unlike many banks, we focus on organisations that generate positive impact. Our customers choose us because they value:

 

Values-driven banking

Our values guide how we behave and help us work in a way that supports a better society. They help us do our best for our customers, our partners, our communities, and the wider world.

Purpose-driven lending

We finance organisations delivering real benefits to communities.

Sector expertise

We provide specialist knowledge and support in key sectors so our customers can focus on running their organisations and creating positive social impact.

Excellent customer service

Whether speaking to a Relationship Manager or one of our Unity Experience UK call centre team members, our customer can talk to people who understand their organisation.

 

Measuring social impact

Every loan we agree to is linked to one or more of the United Nations Sustainable Development Goals (SDGs). We check the social benefits it creates so we know our funding is making a clear and meaningful impact.

Commitment to Net Zero

We understand how important it is for financial organisations to help customers move towards Net Zero. We work to support our customers on this journey, reduce our own emissions, and prepare for the risks that come with climate change.

Pioneers in ethical banking

More recently, we became the first UK bank to support the UK ‘Retrofit Credits’ scheme, which helps housing associations lower the carbon footprint of their buildings and improve insulation for tenants.

Our history

Unity Trust Bank was set up in 1984 to give ethical banking to organisations that help others. Since then, the bank has grown across the UK but has kept the same purpose. Today, we use our banking skills to support organisations that make long‑lasting, positive change in communities.

 

Our purpose, principles and performance

Mission, Vision and Values

Understand how our mission, vision and values guide how we operate as a bank and how we deliver positive impact through our work.

Corporate Governance

Our corporate governance ensures we act responsibly, maintain clear accountability and make decisions that create lasting value.

Investor Relations

Access key information for investors and stakeholders.

Our recognition and relationships

Our Awards and Accreditations

We’re proud to be recognised for our continued leadership in socially responsible banking.

Our Ethical Partnerships

We’ve built trusted partnerships that reflect our values and enhance the way we support customers and communities.

Careers at Unity

Our colleagues are a key part of our mission to offer responsible banking and create positive social impact. We work to build an inclusive workplace where talented people can grow, work together, and make a real difference.

We are more than a financial institution – we’re a community‑focused bank committed to creating positive change.

Join our team and become part of a supportive, inclusive environment where your career can thrive and your work truly matters.

Learn more about Unity

Explore our impact

Explore the Unity Impact Hub to understand the difference our lending creates, and use our Impact Toolkit to measure and grow your own impact.

Meet our Board

Get to know the experienced leaders guiding our strategy, governance and commitment to social impact banking.

See who we support

Discover the organisations and sectors we work with and how our lending helps organisations create positive social impact.

Our commitment to excellent service

Receiving customer feedback is important to help us continually improve the banking experience and ensure our customers are satisfied with the service we provide. In January 2026, we were awarded the Institute of Customer Service ServiceMark accreditation for consistently high levels of customer satisfaction and service quality, recognition based on independent assessment and real customer feedback.

Here’s what our customers are saying on Trustpilot:

 

It’s simple, secure and stress-free to switch to us

If you’re ready to switch your Business Current Account to Unity Trust Bank, we’ll make sure it happens like clockwork. The account switch process is guaranteed to take 7 working days or less, and it’s all taken care of by the Current Account Switch Service.