Loans

As well as the complete range of traditional banking services, we also provide a range of flexible funding products which have been designed specifically for the sectors in which we operate. The full range is shown below.

We also have a Commercial Lending team which provides services specifically for commercial enterprises.

As a member of the British Bankers' Association, we subscribe to their Statement of Principles. These explain how we will work together with our customers when they need finance for the first time, and later as their needs change. For a copy please contact us on 0845 140 1000, email us at us@unity.co.uk or alternatively download the Statement of Principles.


Social economy Trade unions Membership organisations Credit unions Commercial enterprises

Property Development Funding

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Fundraising Bridging Loan

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Community Asset Transfer Loan

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Social Mortgage

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Rent to Buy Scheme

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Grant Bridging Overdraft

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Investment Property Loan

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Overdraft Facility

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CDFI Wholesale Lending

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All organisations have different banking needs and we have a range of accounts available to meet your needs. We can also tailor-make accounts to match your specific requirements. Call us on 0845 140 1000 or speak to your DM for details.

Please click on the link below for the current and previous rates.

Interest Rates

Please click on the link below for the Tailored Account interest rates.  Please note that these accounts are only available by negotiation with your Development Manager.

Tailored Account Interest Rates

For customers who are contemplating taking out a fixed rate loan with Unity Trust Bank, your DM will have discussed a margin with you plus an indicative strike rate.  Please click on the link below to see the indicative strike rates.

Indicative Strike Rates

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If you're responsible for your organisation's finances, you'll want to know that your money is with a bank that understands you, and the sector in which you operate.

You'll want to know that you'll be dealing with an experienced and award-winning UK-based team, dedicated to providing straight-forward, personal and friendly service - welcome to Unity Trust Bank!

Best Bank for Customer Service

Each year, Charity Finance magazine undertakes a survey of banking services. We are proud to have topped the Customer Service Satisfaction ratings in 2005, 2006, 2007, 2008, 2009 and 2010. This survey, which featured responses from more than three hundred charities, showed that our customer service satisfaction rating ahead of all other mainstream banks.

How to get more from your bank

How to get more from your bank70% of our new business came by customer recommendation in 2008.  To see why our customers have chosen to make the move to Unity and learn about how banking with us could make a big difference to you and your organisation click here.

Opening an account couldn't be easier

We're here to make opening a new account or switching an existing account to us easy. We understand your needs and have a team dedicated to taking the hassle out of the process - typically, with all the paperwork in place we can have your account open and active within ten days of receiving your completed application. If there's anything else you need to know, simply call your local development manager or a member of our Customer Service team on 0845 140 1000.  They'll be happy to help.