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Savings Account

A Unity Trust Bank savings account is ideal for building up your business reserves, so you’ll have funding to pay for new equipment, bills or an expansion plan when you need it the most.

Our savings account allows your business to earn interest from your savings and make a real difference to society. We only fund socially minded organisations, so you can be safe in the knowledge that by saving with us, you’re helping others to make a difference too.

You’ll be able to access your account 24 hours a day from anywhere in the world and you won’t incur an account fee.

Please note, this account is not designed for transactional banking – it cannot be used to make payments through internet banking and to withdraw funds you will need to request a transfer to an internal or external account.

Product information

  • Account name: Instant Access Account
  • Fee: Free
  • Interest Net Rate*: 0.32%
  • Interest Gross Rate**: 0.40%
  • Interest AER***: 0.40%

* Net Rate is the amount of interest you will receive if your organisation pays tax at source.
** Gross Rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
*** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.


Switching made simple

By switching your bank account to Unity you’ll be helping to create a better society.  You’ll also benefit from 24/7 access to your account using our Internet Banking service.

Our free account switcher service makes the process as easy as possible:

  • We’ll close your existing account for you.
  • We contact your existing bank for a list of your Direct Debit and Standing Order payments for the account you’re switching from.
  • You select the accounts you want us to move to us.

Switch to us

How we make a difference

We are a bank established to serve the needs of our customers and enrich society as a whole.  We work with organisations that aim to have a positive impact on society through economic, community or social change.

Our people support charities and communities through our ‘Unity in the Community’ (UitC) programme.  The Unity team is actively involved in volunteering and fundraising events  organised throughout the year.  Good causes are nominated by our people to receive donations.

To find out more about how we make a difference – view our Social Impact 2018

Case studies