Unity Corporate Purchasing Cards
A smarter way to manage spending
We’ve partnered with Lloyds Bank to bring you the Unity Corporate Purchasing Card, a charge card for Unity Trust Bank customers, that allows you to simplify spending and gain full visibility over your organisation’s purchases.
With real-time tracking, enhanced spending controls and simplified reconciliation, it reduces administrative burden and provides full visibility over purchases, giving team members have the freedom to make day-to-day purchases online and in stores.
How can Unity Corporate Purchasing Cards help my business?
- Control and oversight: Set limits, approve transactions and track spending.
- Efficiency: Reduce paperwork, manual expense claims and administrative delays.
- Flexibility: Enable team members to make necessary purchases without delay.
- Security: Protect your organisation with secure transactions, fraud monitoring and card-level controls.
How does the Unity Corporate Purchasing Card work?
Useful Links
- Corporate Purchasing Card Key Features
- Business Application Form
- Business Application Form Guidance Notes
- Cardholder Application Form
- Cardholder Application Form Guidance Notes
- Corporate Purchasing Indemnity Agreement
- Programme Administrator Form
- Standard Service Tariff
- General Terms & Conditions
- Other Payment Services
Our Corporate Purchasing Card is provided in partnership with Lloyds Bank, who issue and manage the card. Unlike a traditional credit cards, the full balance of a Unity Corporate Purchasing Card must be repaid each month.
Eligibility requirements
Approval is subject to our credit assessment and verification checks.
Existing customers
Must provide evidence of at least 12 months of account activity.
New customers
Must supply two years of audited or certified financial accounts.
Digital wallet functionality
All of our Visa Corporate Purchasing Cards are enabled for digital wallets and can be added to Apple Pay and Google Pay.
Key benefits of adding your Corporate Purchasing Card to your digital wallet include:
- Faster contactless payments via phone or smartwatch.
- Enhanced security as card details are not shared with merchants.
- Reduced reliance on physical cards.
-
- Open the Apple Wallet app on your iPhone then select the + sign in the top-right corner, or select ‘Wallet & Apple Pay’ from either the Apple Watch app, iPad settings or Mac System preferences followed by ‘Add Card’.
- Select ‘debit or credit card’.
- To add your card details, tap or hold your card close to your iPhone, use your camera scan the card or type the details in manually.
Then follow the on screen step-by-step guide. - You may need to verify your card. Select one of the options on screen and follow the instructions.
- Your card has now been added to Apple Pay and is ready for use.
-
- Download and open the Google Wallet app on your android device.
- Select ‘Add to Google Wallet’.
- Select the card you want to add, then follow the on-screen instructions.
- Verify your card by following the on-screen prompts.
- Your card has now been added to Google Pay and is ready for use.
How much does the Unity Corporate Purchasing Card cost?
| Element | Cost |
|
Set up fee |
£50 |
|
Monthly fee |
£3 |
|
Reissue fee (excluding lost, stolen, damaged or expired cards) |
£10 |
|
Cash advance fee |
2.5% of transaction amount. Minimum fee £2.50, minimum withdrawal £50 |
|
Urgent card request |
£25 (excluding delivery) |
|
Late payment fee |
£10 or 2% of the outstanding balance, whichever is greater |
|
Returned payment fee |
£30 |
Unity Trust Bank will receive up to 33% of the Monthly Fee and between 0.15% and 0.6% of card spend. This does not impact the fee and charges that are offered.
Ready to apply for the Unity Corporate Purchasing Card?
Please ensure you have read our Corporate Purchasing Card Key Features Document, General Terms & Conditions and Standard Service Tariff before applying.
-
1
Set up the card account for your business
Download and complete the Business Application Form using the Business Application Form Guidance Notes.
-
2
Specify the individuals you want to have cards
Next, download and complete a Cardholder Application Form for each of your required business charge cards. Please refer to the Cardholder Application Form Guidance Notes for step-by-step support.
-
3
Sign the indemnity agreement
Next, download, read and sign the Corporate Purchasing Indemnity Agreement.
-
4
Send all completed forms to us
Finally, send all completed forms to us:
- Email: BSO@unity.co.uk
- Post: PO Box 7193, Planetary Road, Willenhall, WV1 9DG
To help us to process your application as quickly as possible, please make sure you provide all information requested.
All forms must be signed in accordance with your Unity Trust Bank Mandate and sent to the address above. Please do not send the forms to the address on the application forms. All signatures must be written in black ink.
We will check the information you have supplied and that your forms have been signed in pen and in accordance with your bank mandate. Once our verification process is complete, we will send your documents to Lloyds Bank to set up your account. Lloyds Bank will contact you directly to confirm receipt of your application.
It takes around 15 to 28 working days to process applications from receipt of your documents by Unity Trust Bank.
If you have any questions, or need help with your application, call us on 0345 140 1000, our call centre opening hours are 9am to 5pm, Monday to Friday, excluding bank and public holidays in England and Wales. Calls are charged at local rate. Calls may be monitored and recorded for training, quality and security purposes.
For any queries relating to your card account, you can contact Lloyds Bank directly on 0345 030 6270.
Making changes to your Unity Corporate Purchasing Card account
If you need to add or remove a Programme Administrator or update their details, please use this form:
If, at any time, you wish to increase your account limit, please send a written request, signed in accordance with your bank mandate:
- by email to: BSO@unity.co.uk
- or post to: PO Box 7193, Planetary Road, Willenhall, WV1 9DG.
Other Unity payment services
Bacs
Bulk Faster Payments
CHAPS
Accepting Card Payments
International Payments
Direct Debits and Standing Orders
It’s simple, secure and stress-free to switch to us
If you’re ready to switch your Business Current Account to Unity Trust Bank, we’ll make sure it happens like clockwork. It’s guaranteed to take 7 working days, it’s free, and it’s all taken care of by the Current Account Switch Service.