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Interest Rates

All organisations have different banking needs and we offer a range of accounts to suit you. Call us on 0345 140 1000 or speak to your relationship manager to discuss how we can help.

Please click on the links below to see a full list of our interest rates.

On and off sale products

Please click on the link below to see details of our current charges.

Service Tariff

For charges on encashment facilities

You can use an encashment facility at your local NatWest (England and Wales), RBS (Scotland) and Ulster Bank (Northern Ireland) branch to withdraw cash. If there is not one of these branches easily accessible to you we can in exceptional circumstances set up an encashment facility at a high street bank of your choice.

To pay in cash or cheques you visit your local NatWest (England and Wales), RBS (Scotland) and Ulster Bank (Northern Ireland) branch with a paying in slip without having to set up a facility.

Whilst we don’t currently charge for setting up these facilities, the Post Office® and other banks may levy a charge for using their counter services. We reserve the right to debit any such charges to your accounts.

If we receive service charges from your nominated branch(es) we will apply an administration fee to cover our costs. You can find details of this in our Service Tariff.


 If we receive service charges from your nominated branch(es) we will apply the following administration fee to cover our costs.
Bank Giro Credit lodged by account holder/ agent (in addition to contents) 20p
Cash paid in, per £100.00 Notes or Coin 20p
Cash withdrawn, per £100.00 Notes or Coin 20p
Cash exchanged, per £100.00 20p
Cheque collected, per item 10p



Useful Links

Switching made simple

By switching your bank account to Unity you’ll be helping to create a better society.  You’ll also benefit from 24/7 access to your account using our Internet Banking service.

Our free account switcher service makes the process as easy as possible:

  • We’ll close your existing account for you.
  • We contact your existing bank for a list of your Direct Debit and Standing Order payments for the account you’re switching from.
  • You select the accounts you want us to move to us.

Switch to us

How we make a difference

We are a bank established to serve the needs of our customers and enrich society as a whole.  We work with organisations that aim to have a positive impact on society through economic, community or social change.

Our people support charities and communities through our ‘Unity in the Community’ (UitC) programme.  The Unity team is actively involved in volunteering and fundraising events  organised throughout the year.  Good causes are nominated by our people to receive donations.

To find out more about how we make a difference – view our Social Impact 2017

Case studies