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Board of Directors

Our mission is to create positive change
in the communities we serve

The Board is collectively responsible for the long-term success of Unity Trust Bank. It provides strategic direction and guidance to the Executive and management, and monitors performance against financial and non-financial measures and risk appetite. The Board is the custodian of Unity’s vision, values and standards.

Alan Hughes, Chairman

Appointed to the Board: April 2015.

Skills brought to the Board: Retail & commercial banking & finance; successful innovation; fintech; marketing; non-executive and chair experience. He believes in innovation for the public good.

Alan chairs the Board, the Nomination Committee and is a member of the Remuneration Committee.

Alan spent 35 years at HSBC rising to its UK/EU executive board as General Manager with responsibility for all products, service, pricing, and marketing. He was Chief Executive of First Direct Bank, ran significant subsidiaries of HSBC and was a main board director of its commercial asset finance group. He was responsible for commercial invoice finance throughout HSBC Group.

Alan has taught banking and was a visiting lecturer at Warwick University (voted MBA teacher of the year four times) and at Oxford University Saïd Business School. He has served as Deputy Chair of Council and Pro-Chancellor at Loughborough University, member of HM Government Cabinet Office Delivery Council and a Director of the UK Passport Agency as well as at other banking and financial companies.

Alan serves as Chairman of Equals Group plc (AIM listed) and is a Director and Chair Designate of Mitsubishi HC Capital UK plc (formerly Hitachi Capital UK plc).

He is a fellow of the Chartered Institute of Bankers and holds an MBA from Henley Management College.


Deborah Hazell, Chief Executive Officer

Appointed to the Board: Appointed to the Board: August 2021.

Skills brought to the Board: Strategic leadership in financial services businesses, investment expertise, stakeholder engagement, risk management, and a champion for social impact.

Debbie has over 35 years’ experience in financial services, most recently as CEO of HSBC Global Asset Management (USA) and Regional Head of HSBC Global Asset Management, Americas. She was responsible for the day-to-day management of HSBC’s US asset management business and oversaw the asset management businesses in Canada, Mexico and Argentina, and previously in Bermuda and Brazil. She was the Independent Trustee of HSBC’s US Mutual Fund complex, and was on the Board of both HSBC’s US and Canadian asset management businesses. Previously she was the CEO of FFTW, a fixed income global asset management business operating in five countries. Earlier in her career she had roles in client service and business development responsible for Central Bank clients around the world and for many years was a portfolio manager managing global fixed income investments.

Debbie is currently on the boards of Global Parametrics, a private for-profit social impact company specialising in natural disaster risk mitigation in emerging economies and of the School of Leadership Afghanistan (SOLA) a not-for-profit boarding school, now located in Rwanda, that provides education for Afghan girls.

Debbie has a BA (Hons) summa cum laude in Social Studies (Economics) from New York University, an MA (Hons) in Organisational Psychology (specialising in Change Leadership) from Columbia University, and a Master of International Service (MIS) degree in International Development from American University.


Sandy Chen, Independent Non-Executive Director

Appointed to the Board: November 2015.

Skills brought to the Board: Leading financial analyst, deep knowledge of bank accounting, reporting and regulation, macro-economics and the economic environment, regulatory & central bank policy, UK banking innovation.

Sandy chairs the Board Audit Committee and is a member of the Board Risk Committee.
Sandy has over 20 years of experience in the financial services industry, as Analyst and Executive. He has published a book titled “Integrated Bank Analysis and Valuation: A Practical Guide to the ROIC Methodology” (Palgrave, 2013), has advised the UK government on banking issues and occasionally appears in the media as a commentator on business and macroeconomic issues.

Sandy is the Chief Executive Officer and Co-Founder of Graphene Composites Ltd.

Sandy holds a BA ‘magna cum laude et cum honoribus’ in International Relations and a BA in Economics from Brown University (US) and was awarded Phi Beta Kappa academic honours; he also attended Phillips Academy Andover (US).


Jim Gunner, Independent Non-Executive Director

Appointed to the Board: July 2015.

Skills brought to the Board: Knowledge and experience of risk management, regulation and reporting in banking, leadership, board experience and chairing skills.

Jim is Chair of the Board Risk Committee and a member of the Board Audit Committee and the Nomination Committee.

Jim has spent his career in banking, most of it specialising in risk management. He was Senior Executive for group risk at HSBC Holdings plc representing the group in international banking and regulatory forums and was a frequent speaker at industry events worldwide, in particular those hosted by the International Institute of Finance. He also held senior positions in the credit or risk functions in Midland Bank, HSBC (UK) and Merrill Lynch HSBC and represented HSBC at the British Bankers’ Association for many years. He was also seconded as a consultant to the Financial Services Authority.

More recently, he has served as Chair, Non-Executive Director or Governor at various NHS primary care and hospital trusts.

He is a fellow of the Chartered Institute of Bankers and holds a BSc (Hons) in Financial Services at the University, Manchester Institute of Science and Technology.


Frances O’Grady, Non-Executive Director

Appointed to the Board: September 2020.

Skills brought to the Board: Knowledge and experience of Unity’s key stakeholders, the political and economic context within which we operate, strategic thinking, leadership and board experience, expertise in HR and remuneration matters, and environmental, social and governance issues.

Frances is a member of the Nomination Committee.

Frances O’Grady is the first woman to become General Secretary of the TUC. She is a member of the International Trade Union Confederation Executive and a Non-Executive Director of the Bank of England’s Court of Directors.

She leads the TUC’s campaigns for fair and equal pay, secure and decent jobs free of discrimination, and dignity for all working people.

Frances serves as a member of the Court of the Bank of England.

She has a Joint Honours degree in Politics and Modern History and a Diploma in Industrial Relations.


Alex Ryan, Non-Executive Director

Appointed to the Board: November 2020.

Skills brought to the Board: Knowledge of Trade Unions, corporate governance, investor relations, pensions, and non-executive experience.

Alex is a member of the Board Risk Committee. He is Secretary to the Unity Trust Bank Pension Scheme.

Alex has over 20 years’ experience working in the Trade Union sector, and has worked with a number of FTSE 100 companies. In his role as Head of Pensions at Unite the Union, Alex is responsible for the operation of a £1billion defined benefit pension scheme and is an active voice within the pensions industry, particularly around Environmental, Social and Governance issues.

Alex is also a director of Evolve Pensions Limited.


Susan Sternglass Noble, Independent Non-Executive Director

Appointed to the Board: November 2017.

Skills brought to the Board: Financial services business models and regulation; investment management and stewardship; corporate governance and impact analysis.

Susan is Chair of the Remuneration Committee.

Susan joined the bank with a 30 year career as a global investor in financial services. She was a Commissioner on the Dormant Assets Commission, tasked with unlocking money for the charitable sector, and a Specialist Adviser to the Treasury Select Committee of the House of Commons.

Susan serves on the boards of Asia Dragon Trust plc, a listed investment trust, and Link Age Southwark. She is a Senior Adviser to the Investor Forum CIC and an active angel investor.

Susan has a B.A. from Cornell University and an M.S.F.S. from the Georgetown School of Foreign Service. She is a Fellow of The Royal Society for the encouragement of Arts, Manufactures and Commerce.


Dominic Wade, Chief Financial Officer

Appointed to the Board: August 2020.

Skills brought to the Board: Financial management and control, accounting and regulatory reporting, strategic leadership.

Dom has over 20 years’ experience working for global banks, undertaking a number of Managing Director level roles at RBS including leading their overall response to Brexit. He was also extensively involved in much of the bank’s restructuring work post the Financial Crisis, managing the Financial Planning and Regulatory teams through the de-risking of the Global Markets business, before running the groupwide Cost Reduction activity. Prior to RBS he held senior positions at Credit Suisse, UBS, and Merrill Lynch.

Dom has a degree in Accountancy and Management Information Systems and is a member of the Institute of Chartered Accountants in England and Wales.


Allan Wylie, Non-Executive Director

Appointed to the Board: March 2004.

Skills brought to the Board: Knowledge and experience of accountancy, pensions and knowledge of Trade Unions.

Allan is a member of the Remuneration Committee and the Board Audit Committee and chairs the Unity Trust Bank Pension Scheme board of trustees.

Allan has specialised in accountancy throughout his career gaining extensive experience in a range of industries and sectors; heavy engineering, retail, transport, education and white spirit distillers. Allan was Director of Finance at GMB Trade Union from 1989 – 2021, and played an active role in the general management, financial stewardship, investments, banking and asset management of the union.

Allan achieved Masters with Honours in Mental Philosophy at Edinburgh University and obtained his postgraduate Diploma in Accounting at Glasgow University. He is a member of the Institute of Chartered Accountants of Scotland.


Switching made simple

By switching your bank account to Unity you’ll be helping to create a better society.
You’ll also benefit from 24/7 access to your account using our Internet Banking service.

The Current Account Switch Service makes the process as easy as possible:

  • We’ll close your existing account for you.
  • We contact your existing bank for a list of your Direct Debit and
    Standing Order payments for the account you’re switching from.
  • You select the accounts you want us to move to us.