Social economy	Trade unions	Membership organisations	Credit unions	Commercial enterprises
Standard Current Account View details
Ideal Custom Account  View details
Tailored Current Account   View details

NOTE: We won't deal with any organisation which we believe supports or is engaged in activities which:

• do not respect or value human rights
• discriminate on the basis of race, religion or sexual orientation
• are undemocratic or intolerant of others' views, or which use intimidation or violence as a means to achieve business ends
• do not support the formal organisation of labour within the workplace
• are extremist, or
• are directly involved in the manufacture of arms or explosives.

Additionally, we won't deal with any organisation which is based overseas.

All organisations have different banking needs and we have a range of accounts available to meet your needs. We can also tailor-make accounts to match your specific requirements. Call us on 0845 140 1000 or speak to your DM for details.

Please click on the link below for the current and previous rates.

Interest Rates

Please click on the link below for the Tailored Account interest rates.  Please note that these accounts are only available by negotiation with your Development Manager.

Tailored Account Interest Rates

For customers who are contemplating taking out a fixed rate loan with Unity Trust Bank, your DM will have discussed a margin with you plus an indicative strike rate.  Please click on the link below to see the indicative strike rates.

Indicative Strike Rates

Our dedicated New Accounts Team will make sure that opening your account with Unity is as simple and straight forward as possible.

There are just four steps to open your bank account with Unity:

N.B. The following instructions are only applicable for Social economy organisations, Credit unions and Membership organisations. If you represent a Trade Union or Commercial enterprise please call us on 0845 140 1000 and we will send you an application form.

Step one

Take a look at the guide notes before completing the online application form.

Guide to Social Economy Application Form

Step two 

Open the online application form and tab between the fields to fill in the relevant details. 

N.B. To view the application form you will need to have the latest version of Adobe Reader software installed on your computer. You may already have this but, if not, the software is free and downloadable from Adobe's website.

• Mandatory fields are shown in red - please complete these.
• In addition to the guide notes (above), hover over each field to see a "helpful prompt". 
• You won't be able to save this document so, to avoid any risk of losing your work, we would recommend that you print out each page when it is completed. 
• If you have any questions about completing the form please call 0845 140 1000 and a member of our customer service team will be happy to help you.
• We recommend that one person from your organisation is responsible for completing the form and circulating it for all relevant signatures to be added.

Social Economy Application Form

Step three

Once you have printed your completed application form, all appropriate sections should be signed by the correct people. Please ensure that you include all relevant certified governing documents, as outlined on page 15 of the application form. 

The documents below set out our terms and conditions and provide background information to the account opening process, as well as setting out our fees and charges.

Terms and conditions

Information on proving your identity

Customer information and how we use it

Standard service tariff

Electronic transmission payment services tariff

Internet Banking for your organisation

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Step four

Finally, send the form and complete set of information to:

Unity Trust Bank Plc
Freepost
9 Brindleyplace
Birmingham
B1 2HB

What happens next

• As long as you have completed all relevant sections of the application form and enclosed the appropriate certified governing documents to confirm your organisation's legal status (as outlined on page 15 of the application form), we will set up your account and confirm this in writing by sending you a Welcome Pack.
• We will contact you within two working days to confirm that you have received your Welcome Pack, at which point we will activate your account and order your account stationery (e.g. paying in book and cheque book, if applicable). We will also set up your Internet Banking facility, if you completed the Internet Banking section on your application form.
• If you have decided to transfer your account(s) from another bank, and have completed the Account Transfer Request (section 7, page 13 of the application form), we will request from your previous bankers any existing Direct Debit and Standing Orders to be transferred to your new account. Whilst we will make every effort to ensure that this happens efficiently and smoothly, we are in the hands of your existing bankers.
• We will contact you with the list of all of your Direct Debits and Standing Orders to confirm which of these should be transferred to your new Unity account. Upon receipt of your authority we will advise the beneficiaries of your new account details.

If you require further information about Unity's products and services please call our customer services team on 0845 140 1000, email utb@unity.co.uk.

If you're responsible for your organisation's finances, you'll want to know that your money is with a bank that understands you, and the sector in which you operate.

You'll want to know that you'll be dealing with an experienced and award-winning UK-based team, dedicated to providing straight-forward, personal and friendly service - welcome to Unity Trust Bank!

Best Bank for Customer Service

Each year, Charity Finance magazine undertakes a survey of banking services. We are proud to have topped the Customer Service Satisfaction ratings in 2005, 2006, 2007, 2008, 2009 and 2010. This survey, which featured responses from more than three hundred charities, showed that our customer service satisfaction rating ahead of all other mainstream banks.

How to get more from your bank

70% of our new business came by customer recommendation in 2008.  To see why our customers have chosen to make the move to Unity and learn about how banking with us could make a big difference to you and your organisation click here.

Opening an account couldn't be easier

We're here to make opening a new account or switching an existing account to us easy. We understand your needs and have a team dedicated to taking the hassle out of the process - typically, with all the paperwork in place we can have your account open and active within ten days of receiving your completed application. If there's anything else you need to know, simply call your local development manager or a member of our Customer Service team on 0845 140 1000.  They'll be happy to help.