Accounting Software Integrations
Smarter banking for smarter businesses
Business banking accounting software are digital tools that helps businesses manage their finances by automating bookkeeping, tracking income and expenses, generating invoices, and reconciling bank accounts. With easy data syncing and transaction feeds via secure connections, managing your organisation’s finances has never been easier. Connect your Unity Trust Bank business accounts to Xero, QuickBooks or Sage and take the manual work out of your bookkeeping.
Why connect your business bank account to accounting software?
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Save time
No more downloading and uploading bank statements as transactions flow directly to your accounting software.
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Stay accurate
Reduce human error and make month-end reconciliation painless.
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See cash flow clearly
Get a daily view of your financial position, anytime, anywhere.
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Be tax-ready
Ensure your records are accurate and up to date when it matters most.
All of our accounting software integrations are:
- Secure – all data is sent using encrypted, secure Application Programming Interfaces (APIs).
- Fully compliant – our integrations meet all relevant standards, including General Data Protection Regulations (GDPR) and Open Banking.
- Easy to set up – follow our step-by-step user guides below and get started in minutes.
Xero
QuickBooks
Sage
We’ve summarised some of the most frequently asked questions about our accounting software integrations below.
Accounting Software FAQs – General (not software specific)
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Accounting software integration is the process of connecting your business bank accounts to accounting software, for example Xero, QuickBooks or Sage. It automatically imports financial transactions so you can reconcile payments, track expenses and manage cash flows without manual uploads.
Once connected, your transactions will flow into your accounting software each business day, without the need to manually refresh the bank feed. When you first connect, you can choose to share up to 12 months of historical transactions, giving you a complete view of your recent activity.
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Accounting software integration works by:
- Connecting systems: Integration acts like a digital bridge, allowing different software to communicate and share data.
- Automating data transfer: Instead of manually entering transactions, data is automatically synchronised from your Unity Trust Bank account into your accounting software.
- Consolidating financial functions: integration brings different accounting tasks like accounts payable, accounts receivable, and payroll into a single platform.
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It saves time, eliminates the need for manual data entry, reduces errors, and provides real-time financial insights by syncing information directly from your bank accounts, without having to download or upload statements. It is also completely optional, you can continue using manual processes if you wish.
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Yes. Unity Trust Bank ensures data protection through Data Privacy Impact Assessments (DPIA) which ensure data privacy, security, quality and compliance with UK General Data Protection Regulations (GDPR) & Privacy and Electronic Communications Regulations (PECR). This is mandatory for all processing and identifies the data assets, the data retention and where high-risk processing or special category of data is used, a DPIA is performed. We also employ a number of security tools and services to ensure the confidentiality, security and availability of ours and our customers data.
Integrations are secure, encrypted connections approved under UK Open Banking regulations. You control access permissions and can revoke them at anytime through Online Banking or accounting software settings.
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UK Open Banking regulations are a set of rules, primarily based on the Payment Services Regulations 2017 and overseen by the Financial Conduct Authority (FCA), that require banks to share customer data securely with third-party providers, with customer consent. The regulations enable two main services: allowing third parties to initiate payments on your behalf (Payment Initiation Services) and giving third parties access to your account information (Account Information Services). Providers must be regulated by the FCA to ensure data security and customer protection.
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No, there’s no charge from Unity Trust Bank to connect your accounts to accounting software. Please note that you’ll need an active subscription to the accounting software of choice, which can be managed directly with the vendor.
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Only essential transaction data (dates, descriptions, amounts, account name and number). Personal information, passwords or sensitive security details are never shared.
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We offer integration to a range of accounting software, and have highlighted our three most popular integrations on this page. To integrate with another accounting software, simply follow the steps provided by the accounting software vendor.
If you need further help, email us at us@unity.co.uk or call us on 0345 140 1000, our call centre opening hours are 9am-5pm, Monday to Friday, excluding bank and public holidays in England or Scotland. Calls may be monitored and recorded for training, quality and security purposes.
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You’ll need Online Banking access, an active accounting software subscription and the relevant login credentials. Please see our User Guides above to talk you through connecting to some of our most popular accounting software.
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Token (also referred to as Token.io) is a secure platform that allows you to link your bank accounts with financial tools like accounting software. It powers Open Banking connections, enabling you to view your Unity Trust Bank account directly inside your accounting software.
Why Token.io?
- Security-first: FCA-regulated and bank-approved.
- No credentials shared: Token uses encrypted, permissioned connections.
- Convenience: Seamless connection between bank and software.
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For help and support using Token, please see the Token Support Page.
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All Unity Trust Bank account types that your organisation has open and are active can be connected to accounting software. Whether you’re linking a current account, savings account or another eligible product, you can integrate it to keep your financial information in one secure, convenient place.
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Your transaction feed will automatically update daily around 3:30am GMT. This includes all transactions made up to midnight the day before. Any new transactions processed on your account up to that point will appear in your accounting software after the update.
If you wish to send transactions before the next daily feed, you can manually update them by logging in to Online Banking, then go to the Account Management tab, select “Manage Integrations” and then click “Send recent transactions”. You’ll then see the “Transactions last sent” column update with the exact time and date of the transfer, so you will always know when your data was last refreshed.
When you first connect, you can also choose to share up to 12 months of historical transactions, giving you a complete view of your recent activity.
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Yes. Within Online Banking, go to the Account Management tab, select “Manage Integrations” and then click “Send recent transactions”. This will update your account information and share your most recent transactions with your accounting software. You’ll then see the “Transactions last sent” column update with the exact time and date of the transfer, so you will always know when your data was last refreshed.
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Yes. If you have more than one eligible Unity Trust Bank account, you can connect each of them to your accounting software. When setting up the integration for the first time, simply select the accounts you’d like to connect within Online Banking. To add additional accounts at a later date, go to Online Banking, then go to the Account Management tab, select “Manage Integrations” and click “+ Connect” for the account you want to connect.
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Yes. Go to Online Banking, then go to the Account Management tab, select “Manage Integrations” and click “– Disconnect” for the account you want to disconnect from your accounting software. A confirmation message will appear, click “Yes, stop feed” to proceed. Once complete, you’ll see in the Status column that the account has been stopped. This will remove the accounting software’s permission to access your account and transactions will no longer be sent.
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To restart a connection, go to Online Banking, then go to the Account Management tab, select “Manage Integrations” and identify the account you’d like to reconnect. Click the Restart feed button next to it. A confirmation message will then appear, click “Yes, restart feed” to proceed.
Once complete, you’ll see in the Status column that the account is now active. This will give the accounting software permission to access your account data and transactions will begin importing automatically.
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Occasionally, connections need to be reauthenticated for security reasons. You’ll be prompted in your accounting software to reconnect, simply follow the on screen instructions.
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Yes. Simply follow the steps provided by the accounting software vendor. If you need further help, email us at us@unity.co.uk or call us on 0345 140 1000. Our call centre opening hours are 9am-5pm, Monday to Friday, excluding bank and public holidays in England or Scotland. Calls may be monitored and recorded for training, quality and security purposes.
Accounting Software FAQs – Xero specific
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There are two ways to connect your Unity Trust Bank accounts to Xero.
- One option is to start from within Online Banking. From your Account Management page, select “Manage integrations” and click “Connect to Xero”. You’ll then be able to choose accounts you’d like to connect, and select the date from which you’d like to import transactions. You can choose to import previous transactions up to twelve months old. Once you’re happy, click “I accept, connect to Xero”. You’ll be prompted to log in to Xero using the email address and password you used to sign up. Review Xero’s terms and conditions then select “Allow access”. Finally, log back into Online Banking, where you’ll see confirmation of the accounts you’ve successfully connected.
- You can also connect your account starting from within Xero. For more details, please see Xero’s article on how to connect your bank account on the Xero website.
We’ve created this handy Xero User Guide to take you through the set up process.
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A Xero bank feed is a secure connection that automatically sends your Unity Trust Bank account transactions to Xero each business day. Once connected, your transactions flow directly into Xero, ready for reconciliation.
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Yes. It’s important that you check your account details in Xero before attempting to connect with your Unity Trust Bank account. If you have already set up Unity accounts in Xero for manual entry or transaction imports, please ensure that the sort codes and account numbers for the accounts in Xero match the Unity accounts listed before connecting them.
To check that the accounts you’ve created in Xero have the correct sort codes and account numbers, follow these steps:
- Log in to Xero.
- Go to Accounting > Bank Accounts.
- For each account, click the ‘Manage Account’ button and select ‘Edit account details’.
- Check the sort code and account number are correct.
- If incorrect, please update to match your Unity account details.
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Once you have connected to Xero, log in to Online Banking, navigate to the Account Management page and select “Manage integrations”. This page shows a list of your accounts and their specific integration status. Here’s what each one means:
- Active – your bank feed with Xero is live, and transactions are being sent automatically.
- Stopped – your bank feed with Xero has been stopped. Xero no longer has permission to access your data, and no new transactions will be sent.
- Not connected – your bank feed with Xero has not been set up. To start sharing data, you’ll need to connect your account and give Xero permission. Follow our handy Xero User Guide to take you through the set up process.
- Error – there’s an issue with the connection to Xero. You may need to restart your account feed to restore access.
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While your Unity Trust Bank account is connected to Xero and you have opted in, Xero will have access to and process the following data from the account(s) you’ve chosen:
- Account name and number
- Account balance
- Up to the last 12 months of transactions.
This access continues until you remove the connection. For more detail on how your information is used and protected, please see Xero’s Privacy Notice on their website.
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We’ll use all information to protect you, and ourselves, from financial crime. We take our obligation to protect your data very seriously. All the information you provide will be subject to our Data Privacy Notice and used solely for the purposes of integrating your Unity Trust Bank account with Xero. Your information will not be passed to any third parties for marketing purposes, but may be passed to fraud prevention agencies.
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If you’ve already set up Unity accounts in Xero to enter manually or import transactions, we recommend starting your bank feeds on a date after the last manually entered transaction. Entering an earlier date could result in duplicate transactions. Please note that you cannot change the date once connected.
If you want to select distinct import dates for different accounts, please connect each account separately.
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For any questions or issues you experience using the Xero integration while logged into Online Banking, please contact Unity Trust Bank. We’re here to help if you have any questions. Email us at us@unity.co.uk or call us on 0345 140 1000, our call centre opening hours are 9am-5pm, Monday to Friday, excluding bank and public holidays in England or Scotland. Calls may be monitored and recorded for training, quality and security purposes.
Accounting Software FAQs – QuickBooks specific
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You will need to connect to Token.io, link your Unity Trust Bank account to Token and then connect to QuickBooks via desktop or mobile. We’ve created this handy QuickBooks User Guide to take you through the set up process.
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Yes. You must first create a Token account and connect your Unity Trust Bank account. Once that’s done, you can link Token to QuickBooks to import your financial data.
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A QuickBooks bank feed is a secure connection that automatically sends your Unity Trust Bank account transactions to QuickBooks each business day. Once connected, your transactions flow directly into QuickBooks, ready for reconciliation.
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While your Unity Trust Bank account is connected to QuickBooks and you have opted in, QuickBooks will have access to and process the following data from the account(s) you’ve chosen:
- Account name and number
- Account balance
- Up to the last 12 months of transactions.
This access continues until you remove the connection. For more detail on how your information is used and protected, please see QuickBooks’ Privacy Statement on their website.
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We’ll use all information to protect you, and ourselves, from financial crime. We take our obligation to protect your data very seriously. All the information you provide will be subject to our Data Privacy Notice and used solely for the purposes of integrating your Unity Trust Bank account with QuickBooks. Your information will not be passed to any third parties for marketing purposes, but may be passed to fraud prevention agencies.
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QuickBooks mobile has limited functionality. For the most seamless experience, we recommend completing the bank connection using the desktop version.
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For any questions or issues you experience using the QuickBooks integration while logged into Online Banking, please contact Unity Trust Bank. We’re here to help if you have any questions. Email us at us@unity.co.uk or call us on 0345 140 1000, our call centre opening hours are 9am-5pm, Monday to Friday, excluding bank and public holidays in England or Scotland. Calls may be monitored and recorded for training, quality and security purposes.
Accounting Software FAQs – Sage specific
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You will need to connect to Token.io, link your Unity Trust Bank account to Token and then connect to Sage via desktop. We’ve created this handy Sage User Guide to take you through the set up process.
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Yes. You must first create a Token account and connect your Unity Trust Bank account. Once that’s done, you can link Token to Sage to import your bank data.
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A Sage bank feed is a secure connection that automatically sends your Unity Trust Bank account transactions to Sage each business day. Once connected, your transactions flow directly into Sage, ready for reconciliation.
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While your Unity Trust Bank account is connected to Sage and you have opted in, Sage will have access to and process the following data from the account(s) you’ve chosen:
- Account name and number
- Account balance
- Up to the last 12 months of transactions.
This access continues until you remove the connection. For more detail on how your information is used and protected, please see Sage’s Privacy Notice on their website.
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We’ll use all information to protect you, and ourselves, from financial crime. We take our obligation to protect your data very seriously. All the information you provide will be subject to our Data Privacy Notice and used solely for the purposes of integrating your Unity Trust Bank account with Sage. Your information will not be passed to any third parties for marketing purposes, but may be passed to fraud prevention agencies.
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That feature is only available on desktop. Please switch to the web version of Sage.
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For any questions or issues you experience using the Sage integration while logged into Online Banking, please contact Unity Trust Bank. We’re here to help if you have any questions. Email us at us@unity.co.uk or call us on 0345 140 1000, our call centre opening hours are 9am-5pm, Monday to Friday, excluding bank and public holidays in England or Scotland. Calls may be monitored and recorded for training, quality and security purposes.
Our commitment to excellent service
Receiving customer feedback is important to help us continually improve the banking experience and ensure our customers are satisfied with the service we provide.