As a bank we are always the target of a fraud called ‘phishing’ which uses fake emails to encourage customers to enter their internet banking passwords into a counterfeit copy of their website. Their aim is to use these security details to remove money from your account.
Unity Trust Bank will never send you an email asking you to reconfirm your security details and we will never ask you to divulge your full passwords via email.
If you are ever concerned about any communications that are, or seem to be from Unity, please call us immediately on 0345 140 1000.
For further information on these types of scams, visit http://www.antiphishing.org/.
For more tips, Google has produced some advice about staying safe online in association with the Citizens Advice Bureau.
- If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies
- Law enforcement agencies may access and use this information
- We and other organisations may also access and use this information to prevent fraud and money laundering, for example, when:
- Checking details on applications for credit and credit related or other facilities
- Managing credit and credit related accounts or facilities
- Recovering debt
- Checking details on proposals and claims for all types of insurance
- Checking details of job applicants and employees
- Please email email@example.com if you want to receive details of the relevant fraud prevention agencies
- We and other organisations may access and use from other countries the information recorded by fraud prevention agencies
By working together we can help to reduce fraudulent activity by making it difficult to undertake and easy to detect at the earliest opportunity.
The Fraud Awareness information booklet will assist you to put in place the internal controls to assess, prevent and detect the risk of your organisation being affected by fraud.
Click here to view advice from the Cheque and Credit Clearing Company for business users of cheques.
Internet banking is safe and convenient as long as you take a number of simple precautions. We have outlined some points to be aware of below.
Fraudulent emails that claim to come from banks are currently in circulation and are used by fraudsters to get personal information from consumers in order to access their online bank accounts.
To help protect yourself generally from fraudulent emails, you should:
- Never go to a website from a link in an email and then enter your personal details. Always access internet banking sites by typing the bank’s address into your web browser
- Never respond to a message that appears suspicious
- Never provide personal details, such as your address, phone number etc. unless you’re absolutely certain that the request is genuine
- Never provide any of your banking or credit card details unless you’re absolutely certain that the request is genuine, and
- Never give anyone your security information, such as your internet/telephone banking password, PIN number or log on details. No genuine banking firm ever asks you to provide this information
You should also consider:
- Installing anti-virus and spyware software and keeping it up-to-date, we recommend Trusteer.
- Installing personal firewall software
- Forwarding the suspicious email to firstname.lastname@example.org
Further help and advice about online scams such as phishing and malware, how to spot scams, and how you can protect yourself from online banking fraud, is available from the Bank Safe Online website.