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Case studies

Social Enterprises and CICs

The Cornerstone Partnership

The Cornerstone Partnership based in Tamworth, supports local authorities, charities and housing groups looking to provide housing for the homeless. A £1.1m loan from Unity Trust Bank enabled them to purchase 17 properties across Coventry. Operated in partnership with The Salvation Army; the properties provide safe, sustainable homes integrated in the community for homeless families to… Continue Reading

The Five Lamps Organisation

Five Lamps’ mission is to remove the barriers that face troubled families. Their work transforms lives, raises aspirations and enables social, economic and financial inclusion. The £1m loan from Unity Trust Bank will fund over 2,000 loans during 2017 of approximately £500 each over periods of up to 12 months. A typical Five Lamps short-term… Continue Reading

NAViGO CIC

NAViGO is a provider of mental health and associated services including ancillary services such as catering and cleaning which create employment and training for people with mental health issues. Together with reserves and a charitable grant, an £800,000 Unity loan has allowed NAViGO to purchase a garden centre including a five bed bungalow, as a… Continue Reading

The Five Lamps Organisation

Access to low cost furniture and goods is vital for low income families. Factors such as a lack of credit history mean they are often forced to use costly rent-to-own shops. Stockton-On-Tees based Community Development Finance Institution Five Lamps is challenging this issue with a personal loan finance service, backed by £2.6m of Unity borrowing, in partnership with Furniture Resource Centre (FRC). This supports… Continue Reading

Community Campus ’87

Community Campus ’87 has three core aims, to address the areas of housing and support; training and personal development and construction services. A Unity loan of £125,000 enabled them to purchase two properties, forming self contained flats for 9 people, bringing back in to use empty homes. The properties will be refurbished by apprentices of the… Continue Reading

Govan Workspace

Govan Workspace supports local economic development and employment by providing managed workspaces and support services to small firms. A Unity loan of £545,000 helped them to repay outstanding loan facilities elsewhere, and to invest in the upgrade of some of their existing premises.

Canopy Housing

Canopy Housing renovates empty homes with the help of volunteers and homeless people, who then move in to the properties having created good quality homes for themselves. This brings properties back in to use, addresses housing issues and also helps people to develop construction skills. The project creates employment and regenerates disadvantaged communities. A £256,000… Continue Reading

Phases

A £340,000 loan from Unity supported Phases in their triple goal of bringing empty houses back into use, providing construction training for marginalised people and providing social housing for homeless families. It was used to purchase and refurbish three empty homes, providing housing for 16 people. Glenn Heaton, Project Manager at Phases said “these three… Continue Reading

Basics Plus

Basics Plus provides training and work opportunities for adults with learning difficulties in Scarborough. Basics Plus is a social enterprise with 80+ learning disabled students and a diverse range of enterprise activities. One such enterprise is visitor centre Betton Farm. The attraction includes many facilities such as tea rooms and restaurant, a farm shop and… Continue Reading


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The Cornerstone Partnership
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The Five Lamps Organisation
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NAViGO CIC
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The Five Lamps Organisation
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Community Campus ’87
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Govan Workspace
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Canopy Housing
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Phases
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Basics Plus
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