Additional information
Loans
Looking for a loan?
We are happy to help provide loans for new and existing customers who want to borrow more than £250,000. But we recognise that this might be far more than your organisation or business needs. In that case, you might want to try approaching your local CDFI if you are looking for a loan or overdraft of up to £50,000.
Unity has provided wholesale (bulk) funding to a number of CDFI’s for more than 12 years, and we will be significantly increasing the number we support over the coming months through our relationship with the CDFA.
Details of your nearest CDFI can be found at: www.findingfinance.org.uk/my-nearest-cdfi/. When you contact your local CDFI, please be sure to mention that you found their details through the Unity website.
We offer a range of fixed rates on loans, which can often be tailored to meet your needs. As every organisation is different, please contact your Relationship Manager who will be pleased to provide you with more details.
A full list of our available loans are below. We subscribe to the Lending Code, a full copy of which can be found here. Whilst this is a voluntary code, we are fully committed to meeting these standards. A booklet which provides an overview of the Code is available here.
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CDFI Wholesale LendingView details |
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Fundraising Bridging LoanView details |
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Grant Bridging OverdraftView details |
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Investment Property LoanView details |
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Overdraft FacilityView details |
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Property Development FundingView details |
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Rent to Buy SchemeView details |
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WCVA Loan Scheme |
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SCVO Loan SchemeView details |
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Social MortgageView details |
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All organisations have different banking needs and we offer a range of accounts to suit you. Call us on 0345 155 3355 or speak to your Relationship Manager to discuss how we can help.
Please click on the links below to see a full list of our interest rates.
For advice and information on how banks set the price for loans to small businesses please view the British Bankers' Association's online guide for small business lending bankfacts.
Request loans information
If you're responsible for your organisation's finances, you'll want to know that your money is with a bank that understands you, and the sector in which you operate.
You'll want to know that you'll be dealing with an experienced and award-winning UK-based team, dedicated to providing straight-forward, personal and friendly service - welcome to Unity Trust Bank!
Best Bank for Customer Service
Each year, Charity Finance magazine undertakes a survey of banking services. We are proud to have topped the Customer Service Satisfaction ratings in 2005, 2006, 2007, 2008, 2009, 2010 and 2011. This survey, which featured responses from nearly 250 charities in 2011, showed that our customer service satisfaction rating is ahead of all other mainstream banks.
And because we want to ensure that you continue to receive the best service we can offer, we engage a third party agency, called 121, to make calls to a random sample of our customers each month to identify what they think we do well and highlight whether there are areas where we can improve. All of this feedback is reviewed and, where we can make our service better, we take steps to do so.
How to get more from your bank
Every year, the majority of our new business comes by customer recommendation. To see why our customers have chosen to make the move to Unity and learn about how banking with us could make a big difference to you and your organisation click here.
Opening an account couldn't be easier
We're here to make opening a new account or switching an existing account to us easy. We understand your needs and have a team dedicated to taking the hassle out of the process - typically, with all the paperwork in place we can have your account open and active within ten days of receiving your completed application. If there's anything else you need to know, simply call your local Relationship Manager or a member of our Customer Service team on 0345 140 1000. They'll be happy to help.